Privacy Policy & Terms of Use

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PRIVACY STATEMENT/TERMS OF SERVICE

Electronic Merchant Services Inc. (“EMS Payments,” “EMS,” “we,” “our,” or “us”) operates emspayments.com and is committed to protecting your privacy and safeguarding information submitted through our website.

By accessing or using this website, you agree to the terms outlined in this Privacy Policy and Terms of Use.

1. Information We Collect
We may collect information that you voluntarily provide, including name, business name, email address, phone number, mailing address, and information submitted through contact forms, quote requests, applications, or service inquiries.

We may also automatically collect certain information when you visit our website, including IP address, browser type, device information, website activity and usage data, and referring websites and pages visited.

2. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to improve user experience, analyze website traffic, and understand how visitors interact with our website.

3. Information Submitted Through Applications and Forms
EMS Payments may use secure online forms, including forms hosted through Jotform or similar providers, to collect information necessary to evaluate merchant account applications and related services.

4. Sensitive Information
Applications and onboarding forms may require Social Security Numbers, EINs, driver’s licenses, banking information, voided checks, bank statements, processing statements, ownership information, business formation documents, and underwriting-related financial information.

5. How We Use Information
We may use collected information to respond to inquiries, evaluate merchant account applications, provide services, improve our website, comply with legal obligations, prevent fraud, and protect our legal rights.

6. Information Sharing
EMS Payments does not sell or rent personal information. Information may be shared with trusted providers including hosting companies, Jotform, CRM providers, processors, banks, underwriting partners, and technology vendors when necessary to provide services.

7. Data Security
We use commercially reasonable safeguards to protect information; however, no electronic transmission or storage system can be guaranteed completely secure.

8. Data Retention
We retain information only as long as necessary to fulfill business, legal, regulatory, and recordkeeping requirements.

9. Third-Party Websites
We are not responsible for the privacy practices of third-party websites linked from our site.

10. Children’s Privacy
Our services are intended for adults and business owners. We do not knowingly collect information from individuals under 18.

11. Intellectual Property
All website content is the property of Electronic Merchant Services Inc. unless otherwise noted.

12. Disclaimer
Website information is provided for general informational purposes only without warranties of any kind.

13. Limitation of Liability
Electronic Merchant Services Inc. shall not be liable for damages arising from use of this website.

14. Changes to This Policy
We reserve the right to modify this policy at any time by posting updates to this page.

15. Governing Law
This policy shall be governed by the laws of the State of Idaho. Any legal action shall be brought in Idaho courts.

16. Contact Information

Electronic Merchant Services Inc.
3525 W Bavaria St
Eagle, ID 83616

Email: info@emspayments.com
Phone: (909) 971-9583
President: Julie Franke
Website: emspayments.com