Virtual Terminal & Mobile Payments

We offer solutions for any business challenge.

Virtual Credit Card Terminal

EMS Virtual Terminal is a simple and robust processing solution which can be accessed on any computer or mobile device. Keeping up with consumer demands and evolving your business to meet them can be challenging. Accepting payments wherever your customers are. Now you can process Virtual Terminal payments from your customers quickly and securely, whether in-person, online or on the go. And we can help you manage it all in one place, easily and securely online – without a major investment of money or effort.  Virtual Merchant is a complete, hosted payment solution that allows you to process transactions in all payment environments, including in-store, back office mail/telephone order (MO/TO), mobile and e-commerce. EMS Virtual Credit Card Terminal accepts a full range of payment types – from credit and debit cards to electronic checks and gift cards. Easily handle recurring and installment payments. Reduce your risk and compliance headaches by protecting you and your customers’ payment data.


  • Processes a full array of payment types in online, in-person and mobile environments
  • Supports businesses of any size whether you need to process payments in one environment or many
  • Accommodates up to 5,000 users and merchant numbers to easily scale up as your business needs grow and evolve


  • Eliminates need for software upgrades, which are provided as part of the hosted service
  • Supports a variety of peripherals, including magnetic stripe readers, PIN pads, and receipt printers
  • Makes it easier for your international customers to do business with you by utilizing our currency conversion solutions


  • Minimizes stored data liability and reduces your compliance burden
  • Helps protect your customers’ data throughout the payment process by utilizing the latest encryption technologies
  • Allows you to securely store customer data and process payments using secure tokenization
  • Allows you to limit access by IP address to help keep out unauthorized users
  • Can be easily configured to ensure each user has the appropriate access level


  • Processes transactions quickly when using a high-speed Internet connection
  • Can be quickly and easily accessed from any web-browser using a secure login; no hardware specifications, network infrastructure, or software installation are required
  • Enables you to process authorizations at the time of sale, but submit for settlement later without re-keying the transaction data – ideal for MO/TO or delayed delivery environments