ELECTRONIC MERCHANT SERVICES

Merchant Solutions

for any Business Challenge

Electronic Merchant Services(EMS) knowledge runs deep with an experienced Certified Payments Professional (CPP) on staff. We provide custom tailored solutions for credit, debit, EBT card processing, electronic check conversion and gift card programs.

WHAT WE DO

Our Services

High Risk
Merchant Services

There are two factors that can define your business as high-risk. The first factor is operating within a high-risk industry and the second one involves the existence of a risk of financial failure.

Credit Card
Processing

EMS has several credit card processing solutions for small business, e-commerce, high risk merchant accounts, digital services, restaurant, gas stations, and non-profits.

Payment
Gateways

Accept payments anywhere! You don’t have to be in a certain location to manage payments. EMS recommends two trusted payment gateway authorize.net and Converge.

Become
an Agent

Are you in the merchant services industry? If so, choosing the right company to partner with is the most important business decision you will make.

WHO WE ARE

Welcome to EMS

Electronic Merchant Services(EMS) knowledge runs deep with an experienced Certified Payments Professional (CPP) on staff. We provide custom tailored solutions for credit, debit, EBT card processing, electronic check conversion and gift card programs.

EMS has advanced by providing cost-effective and innovation solution for all types of business including: retail, restaurant, hotel, service delivery, wireless mail-order, telephone-order, internet and many more. We are a trusted source by our merchants for over 25 years. Make EMS your payments processor today.

FAQ’s

Frequently Asked Questions

How do I apply?

Just fill out our online Pre-Application Form and a representative will contact you for specifics on your business. If you prefer, call us a 1.800.515.9583 and we will email or fax the application to you. Once the application is returned complete, we typically have an approved merchant account within 24 hours.

We accept retail, restaurant, mail-order, telephone-order, professionals, trade shows, internet-based, and home-based businesses.

Very few applicants are declined; our approval rate is 98%. We charge no application fee, so there is nothing to lose.

We have knowledgeable, courteous customer service and technical support representatives available 24 hours a day, 7 days a week. Most calls are answered within 20 seconds, so you will quickly get the answer you need.

Once we have your complete merchant application your account will typically be approved within 24 hours.

Merchant Services from Certified Payments Professionals

EMS is a leading payment gateway and merchant services provider. EMS products and services include:

  • Visa, MasterCard, Discover & American Express payment processing
  • Payment Gateway
  • High-Risk Merchant Accounts
  • Voyager and EBT
  • ATM and Debit
  • Virtual Merchant
  • Check Guarantee & Electronic Check Conversion
  • Merchant Cash Advance up to $600,000
  • Credit Card Machine, Point-Of-Sale Equipment & Supplies

Fast Approval

Rest assured once our easy-to-complete application is complete we have most merchant accounts approved within 24 hours. Overall we have a 97% approval rate. When you need fast approval choose EMS.

Next Day Funding

EMS has true next day funding. Your merchant services account with EMS is linked to your bank of choice. Many businesses today depend on receiving next day funding to keep their business running smoothly and efficiently. We have next day funding because we know cash flow is important when it comes time to fund payroll or make inventory purchases. We deposit into your bank of choice, next business day.

Next day funding means that businesses which do transactions on Friday, Saturday or Sunday get funded on Monday. Monday’s transactions are funded on Tuesday. We have the latest cut off time in the industry. Funds are truly available when you need them.

READ ABOUT IT

Our Blog

Business fraud is often hidden from plain sight. But the longer it goes on, the more damage it

Protecting Your Business from Account Take Overs We know that data security needs to be protected when collecting

READ ABOUT IT

Our Blog

Business fraud is often hidden from plain sight. But the longer it goes on, the more damage it

Protecting Your Business from Account Take Overs We know that data security needs to be protected when collecting

EMS Takes Your Security Seriously

All companies that “touch” card data in any way are required meet minimum data security standards known as the Payment Card Industry Data Security Standard (PCI DSS). PCI applies to all businesses regardless of size or the number of transactions they complete. PCI standards apply to all who have access to credit card processing data through their payment gateway, credit card machine or Virtual Merchant account. Being compliant means a company meets minimum PCI DSS standards for security management, policies, procedures, network architecture, software design and other critical protective measures.

In other words, it means business owners are doing their part to make sure their customers’ information is being kept safe with every transaction. Both the business owner and customer can have confidence that they’re protected against the pain and cost of data breaches. Business owners always need to evaluate company operations, fix weaknesses, and file required compliance certificates with their merchant services processor.

Get your free PCI Security guide by subscribing below.

Electronic Merchant Services
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