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Your approval came through, and then you read the terms. Somewhere in there is a line that says

Your customer did not cancel. Their card did. It expired, or their bank replaced it after a fraud

You looked at your merchant statement, did the math, and the fees came out higher than the rate

Most chargebacks I see are not fraud. They are a customer who did not recognize the charge, could

You got declined. Or Stripe closed your account, a bank told you your industry is high risk, and

You applied for a merchant account, or for a Google Ads account, and somebody told you to come

Subscription revenue is the best kind of revenue, right up until the disputes start showing up. If you

You applied for a merchant account and got declined. So you applied somewhere else, and got declined again,

Visa is keeping a scorecard on your business. Every chargeback counts against it. So does every time a