Simple Tips to Help Prevent Chargebacks

Simple Tips to Help Prevent Chargebacks Take card present transaction and always obtain chip information in the transaction. Offer debit as a transaction type. Know your customer. Make sure your customer knows your business name. Conduct business in a professional manner and address customer complaints and concerns. These may seem like simple suggestions but as […]
The 4 major factors in preventing business fraud
Business fraud is often hidden from plain sight. But the longer it goes on, the more damage it will do. Here are four important factors that will help you prevent and uncover business fraud. Transaction processing systems: Review fraud settings Most modern payment systems offer fraud protection. Either built-in or through a second- or […]
More About Electronic Merchant Services – High Risk Merchant Services

Electronic Merchant Services has been helping merchants with their credit card processing for over 20 years. For the past 7 years they have shifted the focus of business to High Risk Merchant Services. EMS understands the process better than most sales offices and agents out in the field. Communication The one thing that really sets […]
Keeping Your Customers Safe from Identity Theft
Protecting Your Business from Account Take Overs We know that data security needs to be protected when collecting customer information. Account Take Over (ATO) is a type of criminal activity that utilizes information you have stored to mimic your customer. It is a form of Identity Theft. Account Takeover typically is seen in one of […]
Understanding Fraud
Understand How Fraud Is Occurring in Your Business Here are 4 simple steps to review in your business to discover how fraud is finding its way into your systems. Review current fraud settings in payment platforms Do you have systems optimized to alert you when something is potentially fraudulent. For example, are your reading the […]
Conducting An Audit of Your Payment Systems
Taking payments always seems like it would be straight forward and easy. You have a product and your customer hands over cash for that product. That should be the end. More than half of sales have payments in the form of a credit or debit card. Those are digital transfers of money. As you may […]
4 Tips for Preventing Chargebacks on Reoccurring and Subscription Payments.
Having a membership or subscription model business has been a trend in the way that businesses structure how products and services are sold. It is a great way to ensure future income and know how much labor will be needed. However, this business model does come with the likelihood of an increased risk of chargebacks. […]
10 Tips for Data Security in Your Business
The business landscape has changed dramatically over the last few weeks. More and more businesses are moving to online formats, even if just temporarily. This will bring more fraud. When you are a business owner, the buck stops with you. It is your responsibility to protect our customer’s data as well as our own system’s […]
Use the Address Verification System (AVS) to Help Prevent Fraud
Payment systems have gotten much more complicated in the last 20 years. This will continue to happen as fraud prevention tools are becoming more sophisticated and complex. One fraud prevention tool that is important for all credit card transactions is AVS. AVS stands for Address Verification System. The card brands (Visa, MasterCard and Discover) require […]
What Is a High Risk Merchant Account? | EMSpayments
By Julie Franke, CPP Business owners are often surprised to hear that a High Risk Merchant account is required for certain types of businesses. Your processor will determine whether you fall into one of their high-risk categories when you apply for a merchant account. Either you are high-risk, or you are not – there is […]