More About Electronic Merchant Services – High Risk Merchant Services
Electronic Merchant Services has been helping merchants with their credit card processing for over 20 years. For the past 7 years they have shifted the focus of business to High Risk Merchant Services. EMS understands the process better than most sales offices and agents out in the field. Communication The one thing that really sets […]
Keeping Your Customers Safe from Identity Theft
Protecting Your Business from Account Take Overs We know that data security needs to be protected when collecting customer information. Account Take Over (ATO) is a type of criminal activity that utilizes information you have stored to mimic your customer. It is a form of Identity Theft. Account Takeover typically is seen in one of […]
Understanding Fraud
Understand How Fraud Is Occurring in Your Business Here are 4 simple steps to review in your business to discover how fraud is finding its way into your systems. Review current fraud settings in payment platforms Do you have systems optimized to alert you when something is potentially fraudulent. For example, are your reading the […]
Conducting An Audit of Your Payment Systems
Taking payments always seems like it would be straight forward and easy. You have a product and your customer hands over cash for that product. That should be the end. More than half of sales have payments in the form of a credit or debit card. Those are digital transfers of money. As you may […]
4 Tips for Preventing Chargebacks on Reoccurring and Subscription Payments.
Having a membership or subscription model business has been a trend in the way that businesses structure how products and services are sold. It is a great way to ensure future income and know how much labor will be needed. However, this business model does come with the likelihood of an increased risk of chargebacks. […]
3 Steps to Finding the Right Merchant Processing Account
Your incoming payments are your biggest asset (hopefully) and most payments today come in by credit card. Over 50% of payments received were by credit and debit card, according 2019 data report from the Federal Reserve Bank of San Francisco. Smart business owners know the 3 steps to finding the right merchant account and making […]
Top 4 Challenges Today’s Business Owners Face
Conducting business through a pandemic will have some definite repercussions. Do you know what challenges to address, especially ones that can cost you your bottom line? challenges that business owners today will face These have been identified as the top four challenges that business owners today will face. Increased disputes Increased fraud attempts Lost sales […]
Are You Thinking about Converting Your Business to Cashless?
Many businesses today are finding it easier to go cashless. Most businesses already no longer accept checks. Businesses often take cash and credit for goods and services, but most online businesses only accept digital payments. Have you wondered if going cashless is right for you? Here are some things to consider before making the change: […]
5 Ways to Reduce Everyday Business Data Security Risks
As a business owner are you keeping an eye on everyday data security risks? Running a small to medium size business means your customers probably have a never-ending to-do list, and it’s easy to let payment data security fall to the bottom of it. Businesses that keep data security practices up to date and top […]
How to Accept Credit Cards Online, In-Store or Anywhere
Choosing a company that helps you accept credit cards can be challenging, and there are several factors to consider before selecting a service. To find the most convenient and least expensive route between your customer’s credit card and your bank account, you want to look for low rates, few fees and month-to-month service contracts. First, […]
