5 Tips on How to Spot Credit Card Fraud
If you are taking payments card-not-present transactions in your business, either over the phone or through your online shopping cart, you have likely experience credit card fraud. Over 80% of fraud happen in card-not-present situations. In some business models, this is the only way to take payments, so how do you protect yourself? As a […]
Mobile Payment Solutions
Do you feel like everything is changing at a speed that you cannot keep up? Are you having to change business practices to meet new customer needs? One big change that we are seeing is the need for flexible and mobile payment options. Some have moved to online payments with a curbside pick-up option (mostly […]
10 Tips for Data Security in Your Business
The business landscape has changed dramatically over the last few weeks. More and more businesses are moving to online formats, even if just temporarily. This will bring more fraud. When you are a business owner, the buck stops with you. It is your responsibility to protect our customer’s data as well as our own system’s […]
Use the Address Verification System (AVS) to Help Prevent Fraud
Payment systems have gotten much more complicated in the last 20 years. This will continue to happen as fraud prevention tools are becoming more sophisticated and complex. One fraud prevention tool that is important for all credit card transactions is AVS. AVS stands for Address Verification System. The card brands (Visa, MasterCard and Discover) require […]
5 Pitfalls to Avoid When Looking for Credit Card Processing
There are so many things to think about when owning a business. Payments are the most important part of a business and payment systems are often overlooked. Accepting payments is how your business will stay in business and should not be set up as if you are setting up a utility. Payments systems should be […]
What Is a High Risk Merchant Account? | EMSpayments
By Julie Franke, CPP Business owners are often surprised to hear that a High Risk Merchant account is required for certain types of businesses. Your processor will determine whether you fall into one of their high-risk categories when you apply for a merchant account. Either you are high-risk, or you are not – there is […]
Restaurant Payment Processing
With a solution set developed specifically for the restaurant sector, it’s no wonder Electronic Merchant Services (EMS) is the provider of choice across the hospitality industry. We understand the processing requirements of national chains, franchises and independent ownership. Our investments in restaurant specific applications and features have helped many food and beverage organizations optimize their […]
Mobile Order and Pay Apps Require Extensive Store Testing
Mobile order and pay apps have become wildly popular with consumers, however cafes and restaurants offering them are the ones that may be having heartburn. As the following article relates, these customer time-saving apps require heavy testing by the stores to ensure they do not prove to be operationally disruptive and unappetizing. Mobile ordering is […]
4 Benefits To Offering Customers Gift Cards
Although the need for working capital remains the lifeblood of any small business, many customers prefer to conduct business with gift cards. A company that offers a large spectrum of goods and services for their customers can make shopping for a gift an overwhelming endeavor. This large selection of tangible products has no doubt contributed […]
How New Payment Services are Changing Ecommerce
Ecommerce is growing. Global ecommerce was worth $1.9 trillion in 2016 sustaining double-digit gains year-on-year. Many tech companies are now capitalizing on growth by providing merchant services to ecommerce businesses. Among these services, it’s payments that have gotten much attention from companies. Payments are central to building ecommerce ecosystems. Providers are in a fierce race […]
