Payments in a Pandemic
Biggest Issues Merchants Are Still Facing as the Pandemic Continues On Who knew this would be how 2020 played out? It is cliché now to say that we did not see the tumultuous effect that COVID-19 would have on the world when the year began. Even in March when things were locked down, no one […]
What Is a High Risk Merchant Account? | EMSpayments
By Julie Franke, CPP Business owners are often surprised to hear that a High Risk Merchant account is required for certain types of businesses. Your processor will determine whether you fall into one of their high-risk categories when you apply for a merchant account. Either you are high-risk, or you are not – there is […]
How to Accept Credit Cards Online, In-Store or Anywhere
Choosing a company that helps you accept credit cards can be challenging, and there are several factors to consider before selecting a service. To find the most convenient and least expensive route between your customer’s credit card and your bank account, you want to look for low rates, few fees and month-to-month service contracts. First, […]
How Our Virtual Terminal Can Change Your Life
A virtual terminal is an online payment processing platform that operates as a link between your computer and the processing-powers-that-be. With our cloud-based system, you can operate your business from anywhere, and you gain all of the operating functionality that would come with any other dedicated terminal. This means you can cut out the costs […]
What is a Virtual Merchant?
A virtual merchant is a website that sells goods and services to the public via online transactions with debit and credit card processing. The end result is a fully online experience where consumers can virtually visit a store to browse goods, purchase them fully online and receive them in the mail several days later, all […]
Want to Increase Mobile Payments? Give Consumers More Control Over Their Cards
The banking and payments industries are in the midst of a two decade-long migration from physical banking to mobile. Just as internet commerce has given way to mobile commerce in the retail world, banking has quickly progressed from in-person branches to internet banking to today’s mobile banking surge. The Federal Reserve reports that 53 percent […]