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5 Tips on How to Spot Credit Card Fraud
If you are taking payments card-not-present transactions in your business, either over the phone or through your online shopping cart, you have likely experience credit card fraud. Over 80% of fraud happen in card-not-present situations. In some business models, this is the only way to take payments, so how do you protect yourself?
As a business owner you are expected to know your customer. When accepting credit card information we need to collect certain data from our customers and then we can say we reasonably know them. In this collection of data, we need to keep our guard up and keep on the lookout for red flags for fraud.
Here are 5 tips for spotting fraud:
Mobile Payment Solutions
Do you feel like everything is changing at a speed that you cannot keep up? Are you having to change business practices to meet new customer needs? One big change that we are seeing is the need for flexible and mobile payment options. Some have moved to online...
10 Tips for Data Security in Your Business
The business landscape has changed dramatically over the last few weeks. More and more businesses are moving to online formats, even if just temporarily. This will bring more fraud. When you are a business owner, the buck stops with you. It is your responsibility to protect our customer’s data as well as our own system’s data.
PCI Compliance – How Is Your Business at Risk?
Most business owners have heard that PCI Compliance is important. They know they may pay a fee if compliance is not completed annually. But, do you know what is really at stake?
Simple Tips to Help Prevent Chargebacks
Simple Tips to Help Prevent Chargebacks
Use the Address Verification System (AVS) to Help Prevent Fraud
Payment systems have gotten much more complicated in the last 20 years. This will continue to happen as fraud prevention tools are becoming more sophisticated and complex. One fraud prevention tool that is important for all credit card transactions is AVS. AVS stands...
5 Pitfalls to Avoid When Looking for Credit Card Processing
There are so many things to think about when owning a business. The most important part of an individual business is often overlooked, payments to your business. Accepting payments is how your business will stay in business and should not be set up as if you are setting up a utility. Payments systems should be unique to everyone’s business because each business has its own unique processes and systems. Business owners need to be sure the partner they have in payments is a partner that is looking out for the most important part of their business.
What Is a High Risk Merchant Account? | EMSpayments
By Julie Franke, CPP Business owners are often surprised to hear that a High Risk Merchant account is required for certain types of businesses. Your processor will determine whether you fall into one of their high-risk categories when you apply for a merchant account....
Tackling Merchant Data “Insecurities”
Among both brick-and-mortar and online businesses, security plays an important role in selecting payment solutions. The rise in data breaches and the desire to avoid associated risks is driving these security concerns. But their goals aren’t just to protect...
Restaurant Payment Processing
With a solution set developed specifically for the restaurant sector, it’s no wonder Electronic Merchant Services (EMS) is the provider of choice across the hospitality industry. We understand the processing requirements of national chains, franchises and independent...