by EMS Payments | Mar 26, 2020 | Electronic Payment Solutions, EMV Chip Cards, Fraud Management, Merchant Account, Payment Processing, Secure Payment Processor, Transaction Methods, Transaction Security
If you are taking payments card-not-present transactions in your business, either over the phone or through your online shopping cart, you have likely experience credit card fraud. Over 80% of fraud happen in card-not-present situations. In some business models, this...
by EMS Payments | Mar 20, 2020 | Electronic Payment Solutions, Merchant Account, Mobile Payment, Payment gateways, Payment Processing, Transaction Methods, Transaction Security, Updates
Do you feel like everything is changing at a speed that you cannot keep up? Are you having to change business practices to meet new customer needs? One big change that we are seeing is the need for flexible and mobile payment options. Some have moved to online...
by EMS Payments | Mar 18, 2020 | Electronic Payment Solutions, Fraud Management, High Risk Businesses, PCI compliance, Secure Payment Processor, Transaction Security
The business landscape has changed dramatically over the last few weeks. More and more businesses are moving to online formats, even if just temporarily. This will bring more fraud. When you are a business owner, the buck stops with you. It is your responsibility to...
by EMS Payments | Mar 12, 2020 | Fraud Management, Merchant Account, PCI compliance, Secure Payment Processor, Transaction Security
Most business owners have heard that PCI Compliance is important. They know they may pay a fee if compliance is not completed annually. But, do you know what is really at stake? It is cardholder data (credit card data) that is at stake. Not just your customers data,...
by EMS Payments | Feb 7, 2020 | Electronic Payment Solutions, Fraud Management, High Risk Businesses, Merchant Account, Payment Processing, Secure Payment Processor, Transaction Methods, Transaction Security
Payment systems have gotten much more complicated in the last 20 years. This will continue to happen as fraud prevention tools are becoming more sophisticated and complex. One fraud prevention tool that is important for all credit card transactions is AVS. AVS stands...
by EMS Payments | Jul 12, 2017 | Transaction Security
EMV chip cards were originally conceived of by Europay, MasterCard and Visa. They are more secure than traditional debit and credit cards, because account information stored on cards is encrypted uniquely each time it is accessed. This makes it more difficult for...