Payments in a Pandemic
Biggest Issues Merchants Are Still Facing as the Pandemic Continues On Who knew this would be how 2020 played out? It is cliché now to say that we did not see the tumultuous effect that COVID-19 would have on the world when the year began. Even in March when things were locked down, no one […]
Conducting An Audit of Your Payment Systems
Taking payments always seems like it would be straight forward and easy. You have a product and your customer hands over cash for that product. That should be the end. More than half of sales have payments in the form of a credit or debit card. Those are digital transfers of money. As you may […]
5 Tips on How to Spot Credit Card Fraud
If you are taking payments card-not-present transactions in your business, either over the phone or through your online shopping cart, you have likely experience credit card fraud. Over 80% of fraud happen in card-not-present situations. In some business models, this is the only way to take payments, so how do you protect yourself? As a […]
Restaurant Payment Processing
With a solution set developed specifically for the restaurant sector, it’s no wonder Electronic Merchant Services (EMS) is the provider of choice across the hospitality industry. We understand the processing requirements of national chains, franchises and independent ownership. Our investments in restaurant specific applications and features have helped many food and beverage organizations optimize their […]
No Signature Required
Change in Card Brand Signature Requirements Took Effect As of April 14, 2018, the requirement for obtaining a signature on in-store sales transactions is now optional with Visa®, MasterCard®, Discover® and American Express® in the U.S. and Canada. (Discover and American Express also include other countries such as Mexico and the Caribbean.) However, Visa’s elimination […]
How to Accept Credit Cards Online, In-Store or Anywhere
Choosing a company that helps you accept credit cards can be challenging, and there are several factors to consider before selecting a service. To find the most convenient and least expensive route between your customer’s credit card and your bank account, you want to look for low rates, few fees and month-to-month service contracts. First, […]
EMV Chip Cards: The Complete Guide For Small Businesses
EMV chip cards offer increased fraud protection to consumers, merchants and card issuers. If you haven’t yet migrated your business’s credit card processing equipment to an EMV-capable terminal or card reader, you need to start the process so that you can protect your business from liability and do your part to prevent credit card fraud. […]
eProcessing Network Offers Secure, EMV Processing for SMBs
eProcessing Network, LLC (ePN) is pleased to announce that it has been certified by TSYS to accept and process EMV™ transactions with the Castles Technology MP200 terminal. TSYS is a leader in providing EMV expertise and merchant support to the payment processing industry and has certified with eProcessing Network (ePN) to offer real-time EMV capabilities […]
For Restaurants, Pay-at-Table Devices Are a Chance to Catch up With EMV
As the second anniversary of EMV’s official debut in the U.S. approaches in October, it’s a good time to review what’s happened over the past two years. The U.S. Payments Forum estimates that as of late March, banks (as well as American Express and Discover) had issued some 600 million chip cards. MasterCard and Visa […]
Mobile Payments and EMV Technology
Now that the deadline for card issuers and merchants to adopt EMV card technology has come and gone, it is important for organizations to work on improving security for transactions. In addition to new credit and debit cards being issued by banks and financial institutions, merchants are investing in updated card readers that accept both […]
