Do you feel like everything is changing at a speed that you cannot keep up? Are you having to change business practices to meet new customer needs? One big change that we are seeing is the need for flexible and mobile payment options. Some have moved to online payments with a curbside pick-up option (mostly restaurants). But the question is, what can you do for customers who want to decide while they are out to purchase something? This is a perfect time to have a mobile option available.

Did you know that fraud has dramatically decreased for card present transactions when business owners started taking chipped credit cards? The bad news is, the fraudsters did not go away, they found another avenue. Card-Not-Present Fraud has significantly risen since business owners started taking chipped credit card.

Now more than ever we have to provide payment solutions that meet our customers’ needs. Are you now offering delivery or curbside service? You can take the payment over the phone, but that does open up your fraud and chargeback risk. Did you know that Card-not-present fraud is now 81 percent more likely to occur than in-store, or card-present, fraud? We are seeing unprecedented changes in how payments need to be taken. Our goal is to see businesses make that change in the most secure way possible.

Electronic Merchant Services provides credit card processing services to all size businesses and has been doing so for 20 years. The owner is a member of the Electronic Transaction Association (ETA) and has earned the Certified Payments Professional designation (ETA CPP) . 

Let us help you avoid rising fraud in your business. Even on deliveries, you can take card present transactions right at the door. This would also work well for curb side pickups. We have multiple pricing options available; flat rate and traditional pricing models.

In these trying times we are all looking for better solutions. We want to help you find a solution for your business that also helps protect your payments and your data.

Please contact Julie Franke (ETA CPP) for more information at julie@emspayments.com

We have systems that can do it all. You can have online ordering, in store purchases with a countertop terminal, and mobile payments for delivery and curbside pick-up. How can we help you today to meet new demands in your business?